The Case for Worker’s Comp
December 20, 2016When your business grows to the point where you can’t manage all its aspects by yourself, employees come into the picture and may present opportunities and challenges, alike. Employees can…
Category: Insurance
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Inside Insurance Podcast – Episode 2 – Value Added Agencies
October 17, 2016In Episode 2 of the Inside Insurance Podcast, we talk with Aaron Schwartz, an Account Executive at Ruhl Insurance, about adding value to your insurance policies through comprehensive risk management…
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My Wife Lost Her Diamond … What Do You Mean We Don’t Have Coverage?
July 2, 2015As an insurance agent for over 20 years, I have received the call from husbands and wives many times. Diamonds in jewelry, especially rings, can occasionally be lost. The gold…
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Building a Better Homeowners Insurance Policy
June 6, 2014Your basic homeowners insurance policy, while the best dwelling coverage available, can be improved upon by adding some very valuable and affordable endorsements. Here are a few endorsements to consider…
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Why is My Insurance Coverage Higher Than the “Value” of My Home?
May 28, 2014One question that we are often asked is, “Why is my insurance coverage higher than the value of my home?” The key word here is “value”. There are a number…
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Covered Losses in a Standard Homeowners Policy
February 10, 2014This has been a record-breaking winter for the Susquehanna Valley. From snowfall amounts to frigid temperatures and sub-zero wind chill factors. We have had slick roads, high winds, and ice-laden…
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Uninsured and Underinsured Coverage
January 29, 2014I’m sure that every one of us has seen the commercials on television that tell us how we can be “legal for less”. An individual can purchase liability insurance that…
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Hired & Non-Owned Auto Coverage: Is My Business At Risk?
December 2, 2013Hired and Non-Owned Auto Liability There are countless business situations in which you may find your employees driving a vehicle not owned by your company for business purposes. From renting…
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Equine Insurance: Are You SURE You’re Insured?
November 25, 2013Are You Sure You’re Insured? These are the days of lawsuits. We have seen football fans suing over hot bleachers, a little league batter sued over a foul ball hitting…
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Why Businesses Need Employment Practices Liability Insurance
November 25, 2013Why does my business need Employment Practices Liability Insurance? No matter how careful you are in the hiring and firing of your future, current, and past employees, your business is…
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Protecting Your Business with a Workers’ Compensation Policy
November 11, 2013Though businesses everywhere work hard to keep their employees safe and healthy, accidents can still happen. Whether it’s one of the more dangerous agriculture or construction industries or just an…
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Cyber Liability Insurance: Why Does My Business Need It?
October 28, 2013As with anything, there isn’t much about business that stays the same for too long. After years of sifting through hundreds of papers in filing cabinets, computers were introduced and…
