Why You Should Always Avoid Insurance Coverage Lapses
November 15, 2018An insurance policy is almost definitely low on the list of enjoyable annual purchases. Whether you own a business, a home, a car, or other kinds of valuable property, it’s…
Category: Personal Insurance
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Denied: Do Insurance Companies Avoid Paying Claims?
November 1, 2018So, you probably read the title and thought, “Of course an insurance company doesn’t want to pay me; they just want my money and they’ll do anything to get out…
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3 Insurance Considerations for College Students
September 6, 2018When your child goes off to college it’s going to be a change for everyone. They are venturing out “on their own” for the first time and you’re probably feeling…
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Personal Auto or Commercial Auto? What Type of Car Insurance do I Need?
August 23, 2018Depending what type of vehicle you drive and what you use it for, you may encounter some confusion over what type of car insurance you should be purchasing. Commercial auto…
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How to Make Your Insurance Cheaper with a Renter’s Policy
July 19, 2018The concept of multi-policy discounts is no new idea. Insurance companies have been incentivizing the packaging of policies for quite some time now. Homeowners who carry a mortgage on their…
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3 Types of Liability Coverage on a Homeowner’s Policy
June 7, 2018Liability coverage is an important part of your insurance portfolio. In fact, it is arguably the most important part. Why? Because Liability claims and payments are hard to predict or…
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7 Factors That Affect Homeowners Insurance Rates
March 28, 2018Homeowners insurance protects one of your most valuable assets, your home. Several factors go into determining rates and there are certain factors that can raise or lower those rates and…
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Understanding Combined Single Limit (CSL) and Split Limit Liability Insurance
June 26, 2017In many states, vehicle owners who purchase car insurance may have the option of purchasing a split limit auto policy or a combined single limit auto policy. Both of these…
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Are State Minimum Limits Enough?
February 6, 2017If you have an automobile you’ve probably have had to undergo the process of buying insurance. Different coverage options can become confusing. Knowing how much insurance to buy can be…
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Comprehensive vs. Collision: What Auto Coverage Do You Need?
February 6, 2017Most people understand that a personal or commercial auto policy can provide coverage for damage to your automobile. Many, however, might not be aware that you must elect to purchase…
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Why is My Insurance Agent Trying to Sell Me a Blanket?
September 3, 2015I get it. You called your agent because you needed to buy a piece of paper and a promise (an insurance policy) and you probably weren’t too happy about that…
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Covered Losses in a Standard Homeowners Policy
February 10, 2014This has been a record-breaking winter for the Susquehanna Valley. From snowfall amounts to frigid temperatures and sub-zero wind chill factors. We have had slick roads, high winds, and ice-laden…
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Uninsured and Underinsured Coverage
January 29, 2014I’m sure that every one of us has seen the commercials on television that tell us how we can be “legal for less”. An individual can purchase liability insurance that…
