Why You Should Always Avoid Insurance Coverage Lapses
November 15, 2018An insurance policy is almost definitely low on the list of enjoyable annual purchases. Whether you own a business, a home, a car, or other kinds of valuable property, it’s…
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Denied: Do Insurance Companies Avoid Paying Claims?
November 1, 2018So, you probably read the title and thought, “Of course an insurance company doesn’t want to pay me; they just want my money and they’ll do anything to get out…
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The Basics of Workers Compensation
September 27, 2018In June 2015, Ruhl Insurance partnered with Denise Elliot, ESQ. of McNees, Wallace & Nurick LLC for a Workers Comp Seminar. In this seminar, Elliot discussed the basics of Workers…
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3 Insurance Considerations for College Students
September 6, 2018When your child goes off to college it’s going to be a change for everyone. They are venturing out “on their own” for the first time and you’re probably feeling…
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Personal Auto or Commercial Auto? What Type of Car Insurance do I Need?
August 23, 2018Depending what type of vehicle you drive and what you use it for, you may encounter some confusion over what type of car insurance you should be purchasing. Commercial auto…
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How to Make Your Insurance Cheaper with a Renter’s Policy
July 19, 2018The concept of multi-policy discounts is no new idea. Insurance companies have been incentivizing the packaging of policies for quite some time now. Homeowners who carry a mortgage on their…
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When Do I Need Insurance for a Trailer?
July 5, 2018Insurance coverage for trailers is often an overlooked item. Many people wrongly assume that the insurance carried on their vehicle automatically covers them in claims situations that are caused when…
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What is Non-Owned Auto Liability Coverage?
June 14, 2018The very nature of the name seems almost ridiculous – Non-Owned Auto Liability. The first thing that comes to mind is the question as to how you could be held…
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3 Types of Liability Coverage on a Homeowner’s Policy
June 7, 2018Liability coverage is an important part of your insurance portfolio. In fact, it is arguably the most important part. Why? Because Liability claims and payments are hard to predict or…
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Flood vs Water Damage: What’s Insured?
May 31, 2018Anytime there is a catastrophic flooding event in the United States, news organizations end up reporting on the monetary losses associated with the tragedy. The articles often mention that many…
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6 Basic Insurance Coverages All Hotel Owners Should Have
May 24, 2018Hotel owners take on a lot of risk when they decide to open a business that provides a place for people and their personal belongings to stay for a short…
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Should You Remove Physical Damage Coverage for Your Vehicle?
May 17, 2018Whether you pay monthly, quarterly, bi-annually, or yearly, the day your car insurance premiums come due is usually a painful one. I know, because I feel it when I have…
