Horse and carriage rides are a picturesque, classic mode of transportation that attract romantics worldwide. They evoke feelings of simplicity and tranquility in sharp contrast with their surroundings. Carriage rides…
In many states, vehicle owners who purchase car insurance may have the option of purchasing a split limit auto policy or a combined single limit auto policy. Both of these…
Sometimes it is hard to understand how insurance premiums work. How the company decides the premium for the exposure they assume through the contractual transfer of risk is complex. Personal Lines policies, such…
If you have an automobile you’ve probably have had to undergo the process of buying insurance. Different coverage options can become confusing. Knowing how much insurance to buy can be…
Most people understand that a personal or commercial auto policy can provide coverage for damage to your automobile. Many, however, might not be aware that you must elect to purchase…
When your business grows to the point where you can’t manage all its aspects by yourself, employees come into the picture and may present opportunities and challenges, alike. Employees can…
Insurance is a complicated product. Whether you need a homeowners policy or a commercial package, there may be policy endorsements or additional coverages and policies that are needed to adequately cover…
Someone once said to me a certain insurance company would only insure “pig iron, underwater, for fire”. It might seem like an odd saying, but the gist is that the…
Ridesharing services are offering the general public a new convenient and economic method of transportation. Companies such as Uber and Lyft are also offering jobs for any individual who is…
A wide range of opinion exists among poultry producers as to the severity and/or continued presence of risk that Avian Influenza poses for their operations. Risk for Avian Flu Still…
Avian Influenza (Flu) is that ominous threat that rears its ugly head in the production poultry industry, and it is never at a convenient time nor is it an occurrence…
I get it. You called your agent because you needed to buy a piece of paper and a promise (an insurance policy) and you probably weren’t too happy about that…
